When you’re self-employed in Dublin, a lot of your business runs on the phone. You handle bookings through messages and arrange work online. Then someone asks for an insurance certificate before starting, this is the only thing you don’t have on the phone, and it needs to be arranged before the job.
Similar requests to see a certificate also come up when taking on a new job or booking a space for an event. To arrange the certificate, you might need to wait for several days or go through a broker, but now you can quote and arrange the business insurance online.
Why proof of insurance can become the final piece of the booking
The person organising an event can ask for an insurance certificate before you start work. A market organiser or local council can make the same request. If someone works in a salon as a hairdresser, the owner can ask for the certificate before they see clients.
In the old insurance process, you have to fill out an application and wait several days for a reply. It feels very slow when everything is handled online within minutes. When the complete value chain for a business can be arranged online, it feels like a waste of time to wait days for an insurance certificate.
You probably don’t think about the certificate when arranging the job, but it comes up when they ask for proof of cover.
Business insurance without going through a broker
With Insify.ie, self-employed people can get public liability online without a broker. You just describe the work, and it will automatically give a choice of cover limit and excess. The policy gets arranged from €7.55 a month in around 2 minutes with no advice fee and public liability.
The quote also includes the information needed when someone asks for proof of insurance. You can see the details of the public liability cover, including the cover limit and excess.
If an event organiser asks for insurance before a shoot, you don’t need to make another phone call to arrange it. Once the policy is in place, send the proof across with the booking details.
What a new sole trader learns from the quote
Working alone in Dublin is hard and when taking out insurance, some insurance terms are hard to understand. The quote shows public liability cover based on the work, so you have an idea of what you are buying.
There could be many questions before buying. Insify’s SmartGuide covers common questions before purchasing the policy, so you have the information in front of you before making a decision.
More than 40,000 self-employed professionals use Insify’s insurance, and the cover starts on the same day.
City that already runs on quick bookings
Everything’s online and almost all the business activities happen on the phone. A room booking takes a few messages, and transport is easy to arrange online when you need it.
Totally Dublin’s portrait of the city’s last horologists gives a look at people running specialist businesses of their own.
Sole owners can get insurance online with Insify, which gives them a quote for cover linked to the work. The policy starts on the same day, and can be cancelled when no longer needed.
